Friday, August 20, 2010

just in case

Insurance has provided some important parts to my life. The most recent example and probably biggest impacting one is my wife's job. She's a bond underwriter for a big insurance company.

So the insurance industry might be a little less boring for me than for others.

She doesn't deal with the common car, home or health type stuff. She works in the bond area which is focused on business and government. In the construction industry many projects require erection bonds. Those fall under the general topic of performance bonds. So this fidelity and bond area has a few interesting terms.

I just watched a small piece about celebrity body part insurance on the cable channel CNBC. I thought it would be worth a some searching.

Not too long ago I discovered fish sniffers.   So odd jobs involving odd talents are not news for me. But did you know some of that talent insures their body parts?

How much is your tongue worth?

Maybe you have a sharp tongue. Well Mr. Gennaro Pelliccia put a value of about $15 million (£10 million) on his mouth.  His tongue has expert coffee tasting abilities and he works for Costa Coffee.

You might think the set of legs with the most coverage might be some high fashion runway model but according to that same article they belong to David Beckham (£40million).

Even boobs get insurance - Dolly Parton (£350,000). 
Note that article linked above stated "the pair" in parenthesizes. Now really! Duh! Could you imagine, "I would just like to insure the left one."

Death and Disgrace insurance - 
think a Tiger Woods scandal. Companies, especially advertisers suffer when the services of a famous person or critical employee are lost due to scandal. So certain insurance companies write policies to protect against disgrace.

This has me wondering if insurance companies could open a new market.   Disgrace insurance for spouses.  Has your spouse ever disgrace you?  A misplaced joke, a random fart, slurping your food, and who knows what could be insured against.  It would have help me out of many a jam.

Me -  "Honey I guess the Dolly Parton joke didn't work. Don't worry I'll file the disgrace claim in the morning."

(that spilled milk picture is from an interesting blog - here's the link)

another circus         solar info link


Cheeseboy said...

i wonder I much it is to get my boobs insured. They are getting bigger at an ever increasing rate.

W.C. Camp said...

Sadly I could not afford insurance for the number of claims that my wife would make against me embarrasing her. W.C.C.

OneStonedCrow said...

Hehehe good one lisleman - "erection bonds. Those fall under the general topic of performance bonds"

I'm running out to insure my butt 'cos I almost LMAO ...

Dwmatty said...

Now how about that! I heard of famous people insuring their voices and their legs, but disgrace insurance? Who knew.

Bearmancartoons said...

I don't think you need to get an "erection bond"....some viagra might take care of that.

lisleman said...

I suggest you just insure one to see how it goes.

lisleman said...

That's why I think it would be a very popular business.

lisleman said...

great one - LMAO insurance

otin said...

I wish that I had a body part that was worth insuring! LOL

unknownmami said...

I'm sure my husband would be filing claims left and right if he had disgrace from spouses insurance.

secretagentwoman said...

Would that be considered a pre-existing condition?

lisleman said...

oh you're good!! I don't buy this but some guys will claim the woman ruined them. I think we are all pretenders and then after years of togetherness the pretending doesn't work so well. Certainly a good reason not to marry as young as I did the first time.

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